Living Within Your Means Isn't About Money


People say the key to financial stability is living within your means. But what does that actually mean?

I worked with a client who made nearly a million dollars a year. By most people’s standards, he was wildly successful. But during one of our sessions, he admitted something that caught me off guard:

“Tyler, I’d honestly rather make $300,000 and have a life. This isn’t what I wanted.”

Despite his impressive income, he felt trapped—by obligations, by expectations, by the lifestyle that came with it. His “means” had expanded, but his happiness hadn’t.

That’s the problem. Most people think living within their means is just a math equation: income minus expenses. But if you haven’t defined what “enough” looks like for you—if you don’t know your values, priorities, and what actually makes you feel fulfilled—then no matter how much you earn, you’ll always feel like you’re falling short.

Living within your means isn’t about numbers. It’s about clarity. It’s about deciding what your money is actually supposed to do for you.

So, do you feel like your spending reflects what actually matters to you? Hit reply and let me know—I’d love to hear your thoughts.

—Tyler

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