You earn more than enoughâso why doesnât it feel that way? Join 1,000+ high earners reclaiming control over their money. Real stories and simple insights from me and my clients that will change the way you feel about moneyâ1st & 3rd Thursdays.
The invisible drain - where your money really goes
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Ever check your bank account and think, Wait⌠where did all my money go? Youâre not alone. Most people assume their big expensesârent, mortgage, car paymentsâare what define their financial situation. But often, itâs the invisible spending thatâs actually draining your money. What I see most often among those I speak with isnât reckless splurging on luxury itemsâitâs frequent, forgettable spending at places like Amazon, Target, and Walmart. Itâs convenience food delivery. Itâs random Venmo payments that seem small in the moment but add up fast. Individually, none of these seem like a big deal. But together? They quietly siphon off thousands of dollars a yearâmoney that could have been building financial security or funding something you actually care about. The problem isnât that youâre spending too much. Itâs that your money is leaving without your permission. The best way to stop this silent leak? Awareness. Look at your statements for the last 30 daysâevery transaction, no judgment. You donât need to cut anything, just notice where your money naturally flows. Because once you see it, you can decide if itâs actually worth it. Do you ever feel like your money disappears on things you donât really value? Hit reply and tell meâwhatâs your biggest âinvisible drainâ? âTyler |
Stop Feeling Broke.
You earn more than enoughâso why doesnât it feel that way? Join 1,000+ high earners reclaiming control over their money. Real stories and simple insights from me and my clients that will change the way you feel about moneyâ1st & 3rd Thursdays.
Many people think managing money is about self-control. Resisting impulse purchases, sticking to a budget, and having the willpower to say no. But personal finance isnât about willpower. Itâs about decision making. Think of it like a muscle. If youâve never actively decided how to spend your money, if youâve never practiced weighing trade-offs and making intentional choices, then that muscle is weak. And like any weak muscle, it wonât magically get stronger on its own. I see this firsthand...
Last month I sent an email about the small, frequent, forgettable purchases that quietly drain your money. I concluded that the best way to stop the leak was awareness. But since then, I realized I donât actually agree with myself. Awareness is valuable, but knowing where your money went after you spent it isnât the same as stopping the leak in the first place. The real problem isnât that spending is invisible. Itâs that we donât decide before we buy whether a purchase aligns with what we...
Last week, I asked: What would you do with $5 million? And wow. Your responses were incredible. Some of you mapped out every dollar down to the cent like one reader who planned everything from their exact mortgage payoff amount and finishing the basement to funding a sidewalk for their neighborhood. Others had a simpler plan: Half in Bitcoin, half in VOO. But the most fascinating part? No one said theyâd buy a mansion or a fleet of luxury cars. Instead, I noticed four big patterns: Financial...