You earn more than enoughāso why doesnāt it feel that way? Join 1,000+ high earners reclaiming control over their money. Real stories and simple insights from me and my clients that will change the way you feel about moneyā1st & 3rd Thursdays.
You humble me
Hey friends,
I want to personally thank you for receiving these email messages. Just over a year ago I set out to share my enthusiasm for budgeting out of pure, nerdy joy and because of how the practice has transformed my life.
I had no idea whether my experiences would resonate with you or anyone else. I was scared to share because Iām self-consciousā¦I love budgeting, but most people would probably rather die than do it!
So, your response has come as a total surprise to me.
Having worked one-on-one with a dozen clients now, I feel humbled beyond belief. Humbled that they would trust me to coach them around a topic as personal as their finances. Humbled by the transformations Iāve seen them perform. And most especially humbled by the determination and grit they have shown in overcoming every kind of challenge imaginable, from sickness and moving across the country to divorce and unemployment. My clients are my heroes!
Iāve learned that money touches almost every part of our lives.
The practice of budgeting our money canāt prevent tragedy, but it can help downgrade a crisis into an inconvenience. The habits and skills we develop by carefully managing our money contribute to mental, emotional, and spiritual health.
If you couldn't tell, I'm not really a talented marketer, and I often struggle to know what to share with you. I can't imagine ever committing to something like a regular weekly newsletter or anything like that. So trust me when I say I'm grateful for any ounce of attention you've paid or feedback you've contributed.
My hope and my wish for you this holiday season is peace (financial and otherwise š).
Merry Christmas, Happy New Year, etc.!
Tyler
ā¤ļø My Favorite Things This Week
šŗ Video - How a Steam Locomotive Works. I may not have achieved much on the evening I watched this video, but now I know! I honestly can't believe how much power these engined produce and how elegantly they were designed. The video claims that "you'd need something like 4 modern engines" to pull the same 5-mile train as Union Pacific's "Big Boy" steam locomotive. Incredible.
šµ Song - "I Built A Friend" by Alec Benjamin (Apple Music | Spotify | YouTube). Mellow and weirdly yet charmingly sentimental.
š¬ Movie - The Death Of Stalin (2017). You will love this movie if you're a fan of satire and/or Soviet history. If you're a fan of both, you will have died and gone to heaven. Otherwise...maybe steer clear of this one.
šļø My New Podcast Episodes
šø Revealing our business finances for 2023 - Steve and Tyler get very vulnerable about how much it has cost to start their businesses.
āļø Quote Of The Week
From Building A Second Brain by Tiago Forte. Resurfaced by Readwise.
Please consider inviting someone you know to subscribe. ā¤ļø
Stop Feeling Broke.
You earn more than enoughāso why doesnāt it feel that way? Join 1,000+ high earners reclaiming control over their money. Real stories and simple insights from me and my clients that will change the way you feel about moneyā1st & 3rd Thursdays.
Last month I sent an email about the small, frequent, forgettable purchases that quietly drain your money. I concluded that the best way to stop the leak was awareness. But since then, I realized I donāt actually agree with myself. Awareness is valuable, but knowing where your money went after you spent it isnāt the same as stopping the leak in the first place. The real problem isnāt that spending is invisible. Itās that we donāt decide before we buy whether a purchase aligns with what we...
Last week, I asked: What would you do with $5 million? And wow. Your responses were incredible. Some of you mapped out every dollar down to the cent like one reader who planned everything from their exact mortgage payoff amount and finishing the basement to funding a sidewalk for their neighborhood. Others had a simpler plan: Half in Bitcoin, half in VOO. But the most fascinating part? No one said theyād buy a mansion or a fleet of luxury cars. Instead, I noticed four big patterns: Financial...
Iāve been watching Beast Games. Go ahead. Judge me. As I watched contestants fight for a life-changing prize, I started wondering: What would I do with $5 million? Itās more money than most people will ever see or earn. To put it in perspective, youād have to make $125,000 a year (after taxes!) for 40 years to reach that number. So hereās my question for you: If I handed you $5 million right now, would you know exactly how to use it? Most people think a sudden windfall would solve all their...